Toolkit
Retirement Toolkit
Retirement planning is mostly arithmetic. Use these tools to estimate the corpus you need (after inflation), and the monthly SIP needed to build it before you stop earning.
Tools in this kit
Retirement Planning Calculator
Estimate the corpus you need at retirement and the monthly SIP required to get there.
NPS Calculator
Project your NPS corpus, lumpsum withdrawal, and monthly pension at retirement.
SIP Calculator
Project the future value of a monthly Systematic Investment Plan with adjustable returns.
Step-Up SIP Calculator
Project a SIP that grows by a fixed % each year — matching your rising income.
Gratuity Calculator (India)
Estimate your gratuity payout under the Payment of Gratuity Act with the standard 15/26 formula.
Inflation Calculator
See what today's money will be worth in the future — and how much purchasing power you'll lose.
Lumpsum Investment Calculator
Compute the future value of a one-time investment at a given expected annual return.
Compound Interest Calculator
Calculate the future value of any deposit with selectable compounding frequency.
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Quick tips
- 1Inflate your today's expense to the year you'll retire — that's the real target.
- 2Use a real (inflation-adjusted) post-retirement return when sizing the corpus.
- 3Top up SIPs by 5–10% every year to keep up with income growth.
- 4Don't borrow your retirement corpus to fund near-term goals.