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Reads worth your attention.

Practical, opinion-light writing on money, structure, and decisions. Short on jargon, long on usefulness.

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When to Prepay Loans vs Invest: A Decision Framework

Should you prepay your home loan or invest the surplus? The math depends on rate, tax bracket, and risk tolerance. A clean framework for the call.

6 min read · Personal Finance

Trading

Apr 19, 2026 · 6 min read

Volume Profile Trading: Reading Where Institutions Actually Traded

Volume profile shows where price spent the most time and traded the most volume. How to use it to identify high-probability support, resistance, and reversal zones.

Investing

Apr 19, 2026 · 5 min read

Value vs Growth vs Blend Investing: Three Styles, Compared

Value, growth, and blend funds invest in the same universe but in completely different ways. What each style buys, how each behaves through cycles, and how to combine them.

Stack of investment books and reading glasses

Investing

Apr 19, 2026 · 6 min read

Value Investing vs Growth Investing: Which Style Suits You?

Two of the most studied investment philosophies — value seeks bargains, growth chases winners. A practical comparison of their logic, returns, risks, and how they fit different investors.

Wave-like chart pattern representing market volatility

Trading

Apr 19, 2026 · 7 min read

Understanding Volatility And India VIX: What The Fear Index Actually Tells You

Volatility is not direction. A clear-eyed guide to historical vs implied volatility, how India VIX is computed, and what the numbers mean for traders and investors.

Stock chart with magnifying glass on screen

Investing

Apr 19, 2026 · 6 min read

Understanding P/E Ratio and Stock Valuation: A Beginner's Guide

P/E is the most-quoted and most-misunderstood metric in stock investing. What it means, when it's useful, when it lies, and how to combine it with other valuation tools.

Pie chart on screen representing mutual fund categories

Investing

Apr 19, 2026 · 6 min read

Understanding Mutual Fund Categories: A Practical Map

Large-cap, mid-cap, flexi-cap, hybrid, debt, ELSS — the SEBI category list is overwhelming. A clear map of every major category, who they're for, and how to combine them.

Tax forms and calculator on a wooden desk

Personal Finance

Apr 19, 2026 · 7 min read

Understanding Your Form 16: Reading What HR Actually Hands You

Form 16 looks intimidating but has a simple structure. A line-by-line walkthrough of Part A, Part B, and the figures that drive your tax filing — without the jargon.

Investing

Apr 19, 2026 · 6 min read

Understanding Debt Mutual Funds: Categories, Risks, Returns

Sixteen SEBI categories of debt funds — what each one actually invests in, the risks they hide, and which ones deserve a place in your portfolio.

Investing

Apr 19, 2026 · 6 min read

Understanding the Cash Flow Statement: The Truth Test for Earnings

Profit can be manipulated. Cash flow can't. The cash flow statement reveals whether reported earnings are real or accounting fiction. A practical guide to reading it.

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