Finance
Lumpsum Investment Calculator
Plan a one-time investment with confidence. Enter the principal, expected annual return, and tenure to see the projected future value and total returns earned.
Future value
Invested
₹1,00,000
Estimated returns
₹2,10,585
Future value
₹3,10,585
32.2%
67.8%
Peak: ₹3,10,585
Methodology
How we calculate this
FV = P × (1 + r)^n
P = principal, r = annual rate, n = years. Assumes annual compounding.
- Switch to the Compound Interest calculator if you need monthly/quarterly compounding.
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Frequently asked
- How is this different from compound interest?
- It's the same math — a lumpsum compounds annually at the expected rate. The framing here is investing-first (returns vs principal) rather than savings-first.
- Can I model SIP plus lumpsum?
- Use the SIP and Lumpsum calculators side-by-side and add the two future values. We may add a combined view in the future.
Try SIP Calculator next →
SIP Calculator