Finance
Compound Interest Calculator
See exactly how compounding frequency affects the final value of a deposit. Switch between yearly, half-yearly, quarterly and monthly compounding to compare options.
Maturity value
Principal
₹1,00,000
Total interest
₹1,15,892
Maturity
₹2,15,892
46.3%
53.7%
Higher compounding frequency means more interest for the same nominal rate.
Peak: ₹2,15,892
Methodology
How we calculate this
A = P × (1 + r/n)^(n·t)
n = compounding frequency per year, t = years.
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Frequently asked
- Why does compounding frequency matter?
- More frequent compounding earns interest on interest faster. The same nominal rate becomes a higher effective yield as frequency increases.
- Is this taxable?
- Interest income is generally taxable in your slab. The tool shows pre-tax growth — adjust for your slab when planning.
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