Finance
NPS Calculator
NPS gets you market-linked returns with extra ₹50,000 tax deduction under 80CCD(1B). This calculator projects your retirement corpus, the tax-free lumpsum (up to 60%), and the monthly pension from the mandatory annuity (min 40%).
NPS Tier-I has historically returned 9–11% across the auto choice.
At retirement
Min 40% must buy annuity.
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Frequently asked
- What returns does NPS deliver?
- NPS Tier-I has historically returned 9–12% across the auto-choice (lifecycle) profile, depending on equity exposure and your age band.
- How is NPS taxed?
- Lumpsum portion is fully tax-free; annuity income is taxable as pension at slab rates. Contributions get 80CCD(1) + 80CCD(1B) deductions.
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