Toolkit
Markets & Alternative Assets Toolkit
Modern portfolios reach beyond stocks and bonds. This toolkit collects the calculators that model long-term compounding plus the reads that explain how each major alternative actually behaves — so you can size positions on principle, not on hype.
Tools in this kit
SIP Calculator
Project the future value of a monthly Systematic Investment Plan with adjustable returns.
Lumpsum Investment Calculator
Compute the future value of a one-time investment at a given expected annual return.
Stock Average Price Calculator
Calculate your weighted average cost across multiple buys — and live unrealized P&L.
Compound Interest Calculator
Calculate the future value of any deposit with selectable compounding frequency.
Real Return Calculator
Compute the inflation-adjusted (real) return on any investment using the Fisher equation.
Monte Carlo Returns Simulator
Run thousands of randomized return paths to see the realistic range of investment outcomes.
Trading Drawdown Simulator
Test any trading strategy: win rate, R:R and risk per trade — see expectancy, max drawdown, risk of ruin.
Worth reading
2 min read
Stock market basics — for adults who don't want to be talked down to
What you actually own when you buy a stock, how prices are set, and the small set of ideas that matter most.
2 min read
Index funds vs stock picking — what the math actually says
An honest comparison of indexing and active stock picking, with the numbers that should drive your decision.
2 min read
Gold as an investment — what it does, and what it doesn't
A grounded look at what gold actually contributes to a portfolio, the ways to hold it, and the trade-offs of each.
2 min read
Silver vs gold: which one belongs in your portfolio?
How silver actually compares to gold as an investment — the differences, the trade-offs, and a framework for choosing.
2 min read
Bitcoin, explained simply — and what actually moves its price
A clean, hype-free walkthrough of what Bitcoin is, how it actually works, and the few things that genuinely move the price.
2 min read
Crypto investing without getting burned
A short, practical playbook for buying, storing and not losing your crypto — without the bro-talk.
2 min read
The forex market, explained without the trading-guru theatre
What the forex market actually is, how currency pairs are quoted, and why most retail traders lose money in it.
2 min read
Building a diversified portfolio that actually holds up
A practical, jargon-light framework for putting together a portfolio that survives bad years without sacrificing long-term growth.
Quick tips
- 1Decide an allocation per asset class before you decide on individual picks.
- 2Crypto belongs in single digits of net worth for most people, not the headline.
- 3Gold and silver are diversifiers, not growth — judge them on what they do in bad years.
- 4Forex is mostly a hedging tool, rarely a winning trading strategy.