Finance
ROI Calculator
Most people only see absolute return — '₹50,000 became ₹80,000, that's 60%!' — without normalising for time. Enter your initial value, final value and (optionally) the holding period, and we'll surface both the absolute ROI and the annualised CAGR so you can compare apples to apples across investments.
₹1,00,000
₹
₹2,50,000
₹
5yrs
yrs
Set to 0 to skip annualised return.
Absolute ROI
+150%
Absolute gain
₹1,50,000
Annualised (CAGR)
+20.11%
Initial value
₹1,00,000
Final value
₹2,50,000
For investments with multiple cashflows on irregular dates, use the XIRR calculator instead — it handles SIPs, partial redemptions and dividends correctly.
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Frequently asked
- Why should I look at annualised ROI, not just absolute?
- A 60% absolute return looks great over 5 years (CAGR ≈ 9.9%), and merely OK over 10 years (CAGR ≈ 4.8%), and poor over 20 years (CAGR ≈ 2.4%). Time matters.
- What about cashflows during the holding period?
- Use the XIRR Calculator instead. ROI assumes a single in and a single out; XIRR handles multiple cashflows on irregular dates.
Try CAGR next →
CAGR