Toolkit
Risk & Simulators Toolkit
Most calculators give you one optimistic number. Real markets give you a distribution. This toolkit groups the simulators that respect uncertainty — Monte Carlo paths, portfolio risk metrics, trading drawdowns, and worst-case stress tests — so you can plan for what might happen, not just what you hope happens.
Tools in this kit
Monte Carlo Returns Simulator
Run thousands of randomized return paths to see the realistic range of investment outcomes.
Investment Risk Simulator
Build an asset mix and instantly see expected return, volatility, Sharpe ratio and worst-case drawdown.
Trading Drawdown Simulator
Test any trading strategy: win rate, R:R and risk per trade — see expectancy, max drawdown, risk of ruin.
Worst-Case Scenario Calculator
Stress-test any plan against lower returns and higher inflation — in real, inflation-adjusted rupees.
Real Return Calculator
Compute the inflation-adjusted (real) return on any investment using the Fisher equation.
Inflation Calculator
See what today's money will be worth in the future — and how much purchasing power you'll lose.
Worth reading
2 min read
Building a diversified portfolio that actually holds up
A practical, jargon-light framework for putting together a portfolio that survives bad years without sacrificing long-term growth.
2 min read
Stock market basics — for adults who don't want to be talked down to
What you actually own when you buy a stock, how prices are set, and the small set of ideas that matter most.
2 min read
Crypto investing without getting burned
A short, practical playbook for buying, storing and not losing your crypto — without the bro-talk.
Quick tips
- 1Plan around the 5th-percentile outcome, not the median.
- 2A high Sharpe ratio matters more than a high return alone.
- 3Position-size as if a 2-sigma drawdown is coming — it always does, eventually.
- 4Use the same random seed across scenarios for fair comparison.