Compare · FD vs RD
FD vs RD, head-to-head.
One large lump-sum locked into an FD, or a disciplined monthly RD at the same interest rate. The verdict shifts as you change tenure, rate and amount — see for yourself.
Plan A
Fixed Deposit
₹6,00,000
₹
7.2%
%
5yrs
yrs
Maturity
₹8,57,249
Invested
₹6,00,000
Interest earned
₹2,57,249
Plan B
Recurring Deposit
₹10,000
₹
7.2%
%
5yrs
yrs
Maturity
₹7,23,138
Invested
₹6,00,000
Interest earned
₹1,23,138
Verdict
Plan A wins by ₹1,34,111
FD wins on absolute maturity — but it locks the lump-sum upfront.
FD valueRD value
Peak: ₹8,57,249