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Jarviix

Compare · FD vs RD

FD vs RD, head-to-head.

One large lump-sum locked into an FD, or a disciplined monthly RD at the same interest rate. The verdict shifts as you change tenure, rate and amount — see for yourself.

Plan A

Fixed Deposit

6,00,000
7.2%
%
5yrs
yrs

Maturity

₹8,57,249

Invested

₹6,00,000

Interest earned

₹2,57,249

Plan B

Recurring Deposit

10,000
7.2%
%
5yrs
yrs

Maturity

₹7,23,138

Invested

₹6,00,000

Interest earned

₹1,23,138

Verdict

Plan A wins by ₹1,34,111

FD wins on absolute maturity — but it locks the lump-sum upfront.

FD valueRD value
02.1L4.3L6.4L8.6LY1Y2Y3Y4Y5

Peak: ₹8,57,249